You receive an email from Apple regarding a recent purchase. you click on the link. It asks for your username and password. Will you type your credentials ?

If you answered yes to all three questions, then you definetely need to buy an Antivirus (More or less they all will do a good job)

If you answered no then (like me) you don’t need an antivirus. It’s so obvious that they are all fake and want to infect you.

Check the link shown on Q3, it does not even point to Apple web site.

The examples are 100% authentic, I receive such emails every day.
They are good examples of what people should avoid.

Educate yourself and your people next to you.
That is the best antivirus (with no expire date).